While most drivers know about auto loans and leases, they don’t know as much about car insurance. Here’s our guide to the different types of car insurance for your Alfa Romeo vehicle.
Why You Need Car Insurance
Every driver needs to have some type of coverage for their vehicle in order to legally drive. In the event of an accident, you’ll be able to cover the damage of both parties involved. Plus, insurance helps you avoid paying out of pocket to cover the cost.
If you ever get in an accident, your car insurance provider will act as your mediator, both civilly and legally, to ensure that everything is handled properly.
Common Types of Car Insurance
- Collision insurance. This type of insurance will help cover the cost of damage done to your vehicle in the event of a collision. Whether you hit another vehicle or an object near the road, collision insurance is optional insurance to provide more coverage.
- Liability coverage. Required in most states, auto liability coverage consists of property damage liability and bodily injury liability. The first type of liability helps you pay for the damage to somebody else’s property, while the second covers the costs of another individual’s bodily injuries.
- Uninsured motorist coverage. If you get into an accident with someone who doesn’t have insurance, uninsured motorist coverage is there to protect you and help you cover the cost. Whether you need help paying for the damage or for medical bills, this insurance will keep you covered.
Our Alfa Romeo Finance Center
Still have questions about car insurance? Head to our Alfa Romeo finance center to learn more about how to insure your new Alfa Romeo vehicle.